endobj Credit cards may set a minimum balance transfer fee of $5 or $10. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. You'll need to buy and top up a new Mobile myki. What is the best credit card for excellent credit?
Myki | Youth Central You can register up to eight active mykis on an individual account. You can also replace your myki online or by calling us. If you travel occasionally pay as you go with myki Money. You paid down debt, which means you won't have to pay interest on previous balances going . If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. JavaScript must be enabled to use this site.We're sorry for any inconvenience. <>stream
To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card.
daaab.eth | Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 | Etherscan Can You Pay Your Taxes With a Credit Card? Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? You can register online, via the PTV app or call 1800 800 007 and registration is instant. <> Can I use Mobile myki on my Android phone? there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function.
How to replace your myki: - Vtsnfttest.com.au The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 .
What is a balance transfer and how does it work? - CreditCards.com Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. JavaScript must be enabled to use this site.We're sorry for any inconvenience. A subreddit for Melburnians and Melbourne enthusiasts! Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. This is regardless of whether there is a myki pass or existing fare on the myki. I'm in Adelaide. If you receive a check, you then need to forward it to your old card provider. You only need to wake up your phone to touch on and off. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. For more information, visit the V/Line website. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. At this stage, these are the only card types available on Mobile myki. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. If you receive a check, you need to send it to your old cards issuer on your own. I have my most recent card that has $6.54 on it. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. If you're still travelling after 2 hours, you'll be charged a daily fare. I am only onto my second card because the first was lost. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Tap Continue. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. Hire the best financial advisor for your needs. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version A balance transfer lets you use a credit card to pay debt on another credit card. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. If you're entitled to these additional benefits, you can access them by using your myki smartcard. Your myki money or pass can then be transferred to a new smartcard. You can only have your Mobile myki active on one device at a time.
Myki - Got Fine for Low Balance - OzBargain Forums Hold the phone still when touching on and off. hb```* wAbl,>|``8ux
p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD=
<
Mj.15;8BS og8~Pm`apa9kXv0ah G
#}){4Pcl;]xLy@ =M Im sure Myki could add this capability to their website if they cared to. The easiest option is to call PTV on 1800 800 007. In my experience touching on is quicker than validating a metcard. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. You can register your Mobile myki via Register your myki. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. This 0% interest period can help you carry your debt for a limited time without paying interest. xen0. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. This helps you to avoid late fees and penalty APRs on your existing accounts. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. After all, I was going to pay more money as opposed to the concession rate. 0000005171 00000 n
Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. Can someone explain why this isn't possible?
Seniors Card Frequently Asked Questions (FAQs) I was told there was nothing I could do for this one as it wasn't registered.
The Pros And Cons Of Balance Transfer Credit Cards - Forbes endobj
Do Seniors Myki Cards Expire - WHYIENJOY I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). How long do balance transfers take with Chase? I know it's not possible to do it online. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. How do I know if my balance transfer was approved? If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. A Mobile myki expires after two years. You can request a new, free myki smartcard through your online account. Save. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. 0000118590 00000 n
It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. 0000118744 00000 n
0000006952 00000 n
If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. How can I check the balance of my myki card? Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. New comments cannot be posted and votes cannot be cast. I'm glad I don't need to catch public transport anymore. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount.
Myki myths 3: credit expires after 90 days - no it doesn't If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. I never bothered to do it. You can use the ticket number to register your myki or if you require a refund. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). About a week back, I went from Frankston to St. Albans, changing at Flinders. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. The phone is awake whenever the screen is turned on, even it's locked. Your balance is protected from the time you tell us your myki is lost or stolen. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. Contact us to request the transfer. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form.
13 Best Balance Transfer & 0% APR Credit Cards of March 2023 What is the Best No Annual Fee Credit Card? I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number.
PDF Guide to balance transfers and refunds - TransLink Check your phone to make sure you're connected to WiFi or mobile data. Step 4: Analyze Your Top Picks. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. Posting by mobile so you can find it yourself ;-). Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. You can also update it there if youre not on the latest version. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. What if my card is lost or stolen? Editorial and user-generated content is not provided, reviewed or endorsed by any company. You can then see what Android version youre on. But your balance can be transfer to another card at some of the PTV stations. PTV does not have any access to any information within the Google Wallet app. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. This question is about Synchrony Bank Credit Cards. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Transfer your balances to the card with the best offer or your new card. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor.
Register your myki - Public Transport Victoria <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> To replace your myki online, you must be requesting the same fare concession type as your original myki.
Why Melbourne's public transport ticketing system myki may soon be For a bus anyway. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. What are the best student credit cards for cash back? That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set.
How to Transfer a Credit Card Balance to Another Card Initiate the balance transfer.
Can I transfer my American Express balance to another card? - WalletHub The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Always the last place you look lol. Renew driver licence. We'll block it and can arrange a refund to your new Mobile myki. If the card is unregistered you cannot recover the myki money. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. trailer Wait a few minutes then check the app to see your balance. 0000004139 00000 n
A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. A non-centralised database/processing unit. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. <> there's no excuse for this money-grubbing by the Myki corporation. 216 0 obj For more information see Google Help and Support. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. No. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Then I begrudgingly bought a new Myki card. Select the card with the best balance transfer offer available to you. Yes. On Friday Martin. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. You can also request up to two years of travel and transaction history by calling1800 800 007. There is no principle. Please note you cannot replace a lost or stolen myki at a premium station. I have had a myki card virtually since the start date. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Choose your top up value and minimum balance. Only needed to log on and change auto top-up to new card. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. We are committed to being fully transparent with our readers. 0000001429 00000 n
%PDF-1.5
%
Legit all the way, touched on and everything. replacement card and to organise a balance transfer from your old myki to your new one. Mobile myki is different to an existing myki card. Then I begrudgingly bought a new Myki card. 3. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. 0000004635 00000 n
What Is a Balance Transfer? Myki Money QTEM devices can be found at PTV Hub (SouthernCross). If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. Why Military Personnel Are Vulnerable to Identity Theft? Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. This will let you manage your myki as you would a physical myki card. . If these are your only two cards, your credit utilization ratio is 33.33%. The system was delivered more than $500m over budget and behind schedule. 0000001606 00000 n
You may want to hire a professional before making any decision. I have a card with $19.90 on it. To do so, you have to block your existing Myki card (annoying, we know). It has trouble with form-filling on mobile devices, however. You can request a new, free myki smartcard through your online account. 0000004886 00000 n
If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Transfer registration. You haven't explained why you need to transfer balance. I've had really good experiences with Myki and was an early adopter, but this? Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? What are the best cash back credit cards for fair credit? While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. 178 39
Myki messed me up today : r/melbourne - Reddit By phoning 1800 800 007. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Some trips take longer than two hours because of a transfer between services. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. I found that other card with $19.90 on it. Once you do, carrying out a balance transfer becomes rather straightforward. The process begins when you submit a balance transfer application. Is it a Myki issue? You can register either when you buy your myki, or at a later date. Myki card Myki card child pages. Unregistered vehicle permit. The only way is to download a form, fill it out, post it in, and wait weeks. What Happens to a Student Credit Card After Graduation? 0000118233 00000 n
This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. How To Transfer A Credit Card Balance To Another Card. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Why is it impossible to transfer money online between different Myki cards?
Refund of Myki card balance - Melbourne Forum - Tripadvisor 1. endstream This resets the fare expiry and gives you more time to complete your journey. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. Your balance is protected from the time you tell us your myki is lost or stolen. A quick tutorial to transfer your myki balance between google pays on different android phones. They could have at least have forms on their website to print and send. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. Card issuers often have balance transfer offers, sometimes with rates as low as 0%.
Balance transfer from Lowe's to another card? - myFICO Forums Under Other, select Transfer.
How to transfer your credit card balance - Citi.com Keep in mind that credit utilization is also affected by individual card balances. Your first touch on creates a 2 hour fare. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used.
Check your old Myki cards / News / News / Railpage Melbourne commuters to use their phones as a Myki, but only if they're Learner permit or driver test. Your Mobile myki will now appear in Google Wallet. Know your existing credit card's interest rates, balances, and balance transfer limits. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. What are the best business credit cards for cash back? The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture.
Adelaide metroCARD - Adelaide Metro If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Do I ever lose the money . If you're still travelling after 2 hours, you'll be charged a daily fare. The costs of a balance transfer. In a couple of weeks I will be renovating and furnishing a new house. Press question mark to learn the rest of the keyboard shortcuts. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. I searched everywhere. You would break even only after a year. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. There are three ways to replace lost or stolen myki cards: 1. What credit cards don't require a deposit? There must be hundreds of thousands of Myki card balances in this situation, if not millions. Select the 'Activate' option. 0000001076 00000 n
Maintain your L-plate log book.
<>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> Licences. I realise this is not a life-changer, but there's a principle at stake. This could save you money if you're moving the balance to a card with a much lower interest rate.
Victoria's myki public transport card could be scrapped by end of 2023 In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. Step 3: Review Card Offer Terms.
How do I get a refund for my Myki card? - Melbourne Forum Here are some tips to save on fees and interest on a balance transfer. New comments cannot be posted and votes cannot be cast. This is why I don't keep much money on transport cards. How many level crossings could have been grade-separated with that money? You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. They are good for people who use transport frequently. endobj Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. This may also be an anti money laundering thing. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. But what if the amount is comparable to or less than the postage?
Myki - grabbing unclaimed money - Public Transport - Whirlpool.net.au On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. WalletHub Answers is a free service that helps consumers access financial information. @john_miller 03/01/23 This answer was first published on 03/01/23.
Myki Review | PCMag I don't know where the actual card is. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. A balance transfer can give you the flexibility to: Pay off high-interest balances Now, on the form it says I need the card to be re-imbursed. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. Only time I had to was when my original myki was expiring. Depending on your card provider, you may initiate the process online or over the phone. 0000005223 00000 n
According to the Fares and Ticketing Manual (ptv.vic.gov.au) 188 0 obj Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. 8:35pm Feb 8, 2020.
How do balance transfers work? | Barclaycard <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>>
How To Do a Credit Card Balance Transfer in 8 Steps You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment.